Sue Falkner Wood
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Sue Falkner Wood

Sue Falkner Wood lives in Astoria, Ore. and writes a blog on EverydayHealth.com called “Life with Chronic Pain: A How-to Guide.” She retired from nursing in 1990 because of a chronic cartilage disorder.

A Nightmare of Enforcement

Is mandating human behavior the answer to health care? I could understand forcing everyone to have auto insurance in order to protect the poor soul that gets smashed by the uninsured driver but I wonder who is being protected in a mandated enforcement for everyone in this country to have health insurance. We can't take this problem to the Department of Motor Vehicles, therefore a new government agency will have to handle this new legislation -- if it comes to that. It would be a nightmare of enforcement because many individuals who have the money choose not to "bet" on getting sick and don't have health insurance. Others live lives of such self-indulgence and depravity by the choices they make, they won't pay the slightest bit of attention to any legislation of this sort. The individuals who need health insurance and deserve it are the people who have worked hard all their lives and have been struck by adversity or cataclysmic health problems they can't afford. How is this kind of legislation going to help that poor soul who could easily be any one of us?

I'm sure the insurance companies see the potentially new pool of customers. The hospitals that are losing money every day due to the uninsured walking into their emergency rooms are praying for someone to make that problem go away. Apparently, businesses are hoping for reprieve from the high cost of providing health insurance to their employees; even though a portion of the cost is currently being covered by those employees. Then there's the added challenge for Congress to figure out how to mandate eligibility for those who can't afford it. If that "individual" in the individual mandate can't afford to buy health insurance, who is going to pay for it? Does this have a familiar ring to it? Do all roads that are being proposed lead to the government picking up the tab for all the uninsured in this country? Where is the money to come from when our debt is already astronomical? Why is there such a rush to get universal health care when none of the plans are well designed or even well thought out?

The word "fair" is being bandied about now to mean "equal." It used to mean justice, freedom from undue or improper influence and unbiased. Now when we hear the word "fair" used it means, "If I have it and you need it then I should give it to you." We live in a country in which anyone can go to school, get a good education and pursue the career of their choice. They can then go to work for someone who offers health insurance or buy their own. That's fairness. When another individual works and chooses not to buy health insurance but instead decides to buy illegal drugs, well, that's also freedom of choice; but it should be his problem, not mine.

If we mandate every individual to have health insurance coverage and determine they can't afford it, how do we reach that conclusion? Is the IRS going to tell us who has money and who doesn't? How about the self-employed who hold out money so they can buy food; and that fellow on the corner who sells drugs but wouldn't dream of buying health insurance because he feels invincible? How about the elderly couple who needs help from family to survive? There's much the government doesn't know and, frankly, this is just another way for them to climb into the window of our private lives. Enough already.

By Sue Falkner Wood  |  July 6, 2009; 11:33 PM ET  | Category:  Insurance
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Well, Sue here as a mathematician I can claim some expertise. Because of the enormous waste in for profit insurance (high overhead and physician and patient compliance cost) and high drug company marketing, it will actually cost no more to give everyone Medicae than what we are currently paying.

Len Charlap

Posted by: lensch | July 13, 2009 10:16 PM
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Hey Len, I'm glad to hear you're in remission. As far as the giving medicare to everybody...we've come full circle you and I. Who is going to pay for it? Awe, the rub. Sue Falkner Wood

Posted by: jimorsue | July 13, 2009 5:29 PM
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"If you have medicare you will get treatment."

My point exactly. Why not give Medicare to everybody?

PS My leukemia is in remission.

Len Charlap
Princeton, NJ

Posted by: lensch | July 13, 2009 7:12 AM
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Hi Lensch, I am sorry to hear you have leukemia, but indeed, if you showed up at an ER in this area you would be referred to OHSU in Portland. If you have medicare you will get treatment.
I will look up your stats, this time, at the Urban institute, but I suspect many of those 22,000 were homeless, addicted or did not apply for health care. I could give you similar stats here in our county; for instance a likable young man with diabetes who was in jail often and lived on the streets but wouldn't give up drinking. Tragedy indeed because he was a pathetic yet likable young man. Someone caused him such damage along the way that he had no desire to love himself enough to live. His name was Lenny and perhaps, if he had had another start in life he would be alive today. People such as this; we cannot go against their free will and make their lives change unless they take that first step. Sue

Posted by: jimorsue | July 12, 2009 7:38 PM
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Last year 22,000 people died because they did not have health insurance (Urban Institute).

I have leukemia. Can I get treatment in an emergency room?

If you want to see a health care system that works, go to any other industrialized country. People don't die or go bankrupt in other countries because they lack health insurance.

Posted by: lensch | July 12, 2009 3:24 PM
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Hi Lensch, Shame on you. You have entered the realm of the irrational. To make me look like Jonathan Swift or Marie Antoinette is just silly. I am a nurse of many years who lives in the real world. It isn't theory for me. I propose we find ways to improve the lives of these individuals through education and opportunity. The individuals I know who are getting financial medical help are far more concerned with their kids finding and keeping a job; or if they are elderly, they are concerned about the "cut off" point when the elderly are no longer considered viable enough to receive and MRI or Cat Scan they need. Patients are not dying in this country from lack of medical care; unless they do not seek it. They may die if they have to wait too long for care, grow too old to be considered worthwhile or can't choose the best doctor for their particular condition. They may die if the physicians can't hold the authority to choose sufficient testing without having to run it by some medically ignorant bureaucrat. This proposed health care proposal is not thought out, well planned or fiscally responsible. We can only hope the legislators will take the time to read its many pages before they sign it or do not sign it. Politicians do not know about health care unless they are one of the few physicians who hold office.
Everyone knows we need health care reform but the "how" is the question. I have yet to see a plan that will work, can be paid for and is not going to destroy the finer aspects of our current system.
May I suggest you go to an inner city Emergency Room and observe what is going on there. Let me know how many people you see dying outside their doors. Sue

Posted by: jimorsue | July 12, 2009 3:16 PM
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"I think you have an idealized view of the poor little people that don't have health insurance in our country."

So what is your solution? To just let them die?

Posted by: lensch | July 12, 2009 8:09 AM
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Hi Lensch, I fail to see the connection between giving free health care and obtaining an education. Getting an education takes much effort, sometimes application for financial help if one doesn't have the funds and the follow through. It takes initiative and ambition.
I think you have an idealized view of the poor little people that don't have health insurance in our country. Certainly, there are many who are disabled like I am but there are many others who claim disability because they have fried their brains and bodies with drugs and other toxins. Then there are those who arrive illegally and expect health care. Others could take the time and effort to improve their lives through education and discover the joy of self-discovery and self-fulfillment that comes from earning self-esteem as opposed to those who have no ambition to improve their lives and want the government to provide them with it all. Sorry, we just think very differently. Sue Falkner Wood

Posted by: jimorsue | July 10, 2009 5:30 PM
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" We live in a country in which anyone can go to school, get a good education and pursue the career of their choice."

But Sue, this would not be true if we had an education system like our current health insurance system. Conversly, if we had a health insurance system like our education system and like other countries, everyone would be covered, we would get better results like other countries, and it would be cheaper.

Posted by: lensch | July 7, 2009 12:04 PM
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